Group Personal Accident Insurance Service: GeM business opportunity
Who buys Group Personal Accident Insurance Service on GeM, in which states, how many sellers compete and what wins. Change the filters to match your business.
Live bids + bids closed 2025-11-08 – 2026-11-08 (365 days). Includes imported GeM history.
- Live bids
- 1
- Closed in period
- 84
- Awarded results
- 1
- Median winning price (L1)
- ₹5.1 lakh
- Avg bidders per bid
- 5
Tenders published per month
Last 12 months, matching your filters
Show as table
| Month | Tenders |
|---|---|
| Dec 2025 | 0 |
| Jan 2026 | 0 |
| Feb 2026 | 1 |
| Mar 2026 | 4 |
| Apr 2026 | 13 |
| May 2026 | 17 |
| Jun 2026 | 13 |
| Jul 2026 | 10 |
| Aug 2026 | 13 |
| Sept 2026 | 11 |
| Oct 2026 | 3 |
| Nov 2026 | 0 |
How open are these bids?
- No EMD needed
- 89%
- MSE turnover/experience relaxed
- 0%
- Reverse auction
- 0%
based on 83 bids
based on 1 bids
based on 82 bids
Turnover, experience, EMD and exemptions come from bid documents and are still sparse; every share shows how many bids it is based on. Results improve as more history is imported.
Top 10: where to work
Ranked by opportunity score (0–100). Open a row to see why.
- 1
1 live · 5 bidders avg · L1 ₹5.1 lakh
Live tenders →Create alertWhy this score
- Volume
- 100
- Momentum
- 50
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 2
0 live · 5 bidders avg · L1 ₹5.1 lakh
Live tenders →Create alertWhy this score
- Volume
- 44
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 3
0 live
Live tenders →Create alertWhy this score
- Volume
- 36
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 4Assets Insurance Service42/100
0 live
Live tenders →Create alertWhy this score
- Volume
- 31
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 5
0 live
Live tenders →Create alertWhy this score
- Volume
- 25
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria (not enough data, neutral)
- 50
- Order value (not enough data, neutral)
- 50
- 6Motor Insurance Service32/100
0 live
Live tenders →Create alertWhy this score
- Volume
- 25
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria (not enough data, neutral)
- 50
- Order value (not enough data, neutral)
- 50
- 7
0 live
Live tenders →Create alertWhy this score
- Volume
- 16
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria (not enough data, neutral)
- 50
- Order value (not enough data, neutral)
- 50
- 8
0 live
Live tenders →Create alertWhy this score
- Volume
- 16
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria (not enough data, neutral)
- 50
- Order value (not enough data, neutral)
- 50
Show as table
| Rank | Name | Score | Live bids | Closed in period | Avg bidders per bid | Median winning price (L1) |
|---|---|---|---|---|---|---|
| 1 | Group Personal Accident Insurance Service | 73 | 1 | 84 | 5 | ₹5.1 lakh |
| 2 | Group Mediclaim Insurance Service | 46 | 0 | 6 | 5 | ₹5.1 lakh |
| 3 | Permanent Magnetic Lifter | 43 | 0 | 4 | — | — |
| 4 | Assets Insurance Service | 42 | 0 | 3 | — | — |
| 5 | Liability Insurance Service | 32 | 0 | 2 | — | — |
| 6 | Motor Insurance Service | 32 | 0 | 2 | — | — |
| 7 | Marine and Transit Insurance Service | 30 | 0 | 1 | — | — |
| 8 | Overseas Travel and Medical Insurance Service | 30 | 0 | 1 | — | — |
Fewest bidders per bid, then relaxed criteria
- 1
1 live · 5 bidders avg · L1 ₹5.1 lakh · ranked by bid criteria (no results yet)
Live tenders →Create alertWhy this score
- Volume
- 100
- Momentum
- 50
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 2
0 live · 5 bidders avg · L1 ₹5.1 lakh · ranked by bid criteria (no results yet)
Live tenders →Create alertWhy this score
- Volume
- 44
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 3Permanent Magnetic Lifter100/100
0 live · ranked by bid criteria (no results yet)
Live tenders →Create alertWhy this score
- Volume
- 36
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 4Assets Insurance Service100/100
0 live · ranked by bid criteria (no results yet)
Live tenders →Create alertWhy this score
- Volume
- 31
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
Show as table
| Rank | Name | Score | Live bids | Closed in period | Avg bidders per bid | Median winning price (L1) |
|---|---|---|---|---|---|---|
| 1 | Group Personal Accident Insurance Service | 100 | 1 | 84 | 5 | ₹5.1 lakh |
| 2 | Group Mediclaim Insurance Service | 100 | 0 | 6 | 5 | ₹5.1 lakh |
| 3 | Permanent Magnetic Lifter | 100 | 0 | 4 | — | — |
| 4 | Assets Insurance Service | 100 | 0 | 3 | — | — |
- 1
Ministry of Finance ·1 live
Live tenders →Create alertWhy this score
- Volume
- 100
- Momentum
- 100
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 2
Ministry of Home Affairs ·0 live
Live tenders →Create alertWhy this score
- Volume
- 92
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 3
0 live
Live tenders →Create alertWhy this score
- Volume
- 26
- Momentum
- 100
- Low competition (not enough data, neutral)
- 50
- Easy criteria (not enough data, neutral)
- 50
- Order value (not enough data, neutral)
- 50
- 4Banking Sector52/100
Ministry of Finance ·0 live
Live tenders →Create alertWhy this score
- Volume
- 66
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 5Pawan Hans Limited50/100
Ministry of Civil Aviation ·0 live
Live tenders →Create alertWhy this score
- Volume
- 59
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 6Department of Commerce37/100
Ministry of Commerce and Industry ·0 live
Live tenders →Create alertWhy this score
- Volume
- 41
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria (not enough data, neutral)
- 50
- Order value (not enough data, neutral)
- 50
- 7
Ministry of Education ·0 live
Live tenders →Create alertWhy this score
- Volume
- 41
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria (not enough data, neutral)
- 50
- Order value (not enough data, neutral)
- 50
- 8
Ministry of Commerce and Industry ·0 live · 5 bidders avg · L1 ₹5.1 lakh
Live tenders →Create alertWhy this score
- Volume
- 41
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria (not enough data, neutral)
- 50
- Order value (not enough data, neutral)
- 50
- 9
Ministry of Defence ·0 live
Live tenders →Create alertWhy this score
- Volume
- 41
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria (not enough data, neutral)
- 50
- Order value (not enough data, neutral)
- 50
- 10
Ministry of Petroleum and Natural Gas ·0 live
Live tenders →Create alertWhy this score
- Volume
- 41
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria (not enough data, neutral)
- 50
- Order value (not enough data, neutral)
- 50
Show as table
| Rank | Name | Score | Live bids | Closed in period | Avg bidders per bid | Median winning price (L1) |
|---|---|---|---|---|---|---|
| 1 | Department of Financial Services | 83 | 1 | 13 | — | — |
| 2 | Central Armed Police Forces | 60 | 0 | 11 | — | — |
| 3 | Higher Education Department Jammu and Kashmir | 53 | 0 | 1 | — | — |
| 4 | Banking Sector | 52 | 0 | 5 | — | — |
| 5 | Pawan Hans Limited | 50 | 0 | 4 | — | — |
| 6 | Department of Commerce | 37 | 0 | 2 | — | — |
| 7 | Department of Higher Education | 37 | 0 | 2 | — | — |
| 8 | Department for Promotion of Industry & Internal Trade | 37 | 0 | 2 | 5 | ₹5.1 lakh |
| 9 | Department of Defence Production | 37 | 0 | 2 | — | — |
| 10 | Bharat Petroleum Corporation Ltd | 37 | 0 | 2 | — | — |
- 1Ministry of Finance83/100
1 live
Live tenders →Create alertWhy this score
- Volume
- 100
- Momentum
- 100
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 2Ministry of Home Affairs56/100
0 live
Live tenders →Create alertWhy this score
- Volume
- 79
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 3Ministry of Power54/100
0 live
Live tenders →Create alertWhy this score
- Volume
- 70
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 4
0 live
Live tenders →Create alertWhy this score
- Volume
- 57
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 5
0 live · 5 bidders avg · L1 ₹5.1 lakh
Live tenders →Create alertWhy this score
- Volume
- 51
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 6
0 live
Live tenders →Create alertWhy this score
- Volume
- 51
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 7
0 live
Live tenders →Create alertWhy this score
- Volume
- 51
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 8Ministry of Mines46/100
0 live
Live tenders →Create alertWhy this score
- Volume
- 44
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 9Ministry of Defence36/100
0 live
Live tenders →Create alertWhy this score
- Volume
- 35
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria (not enough data, neutral)
- 50
- Order value (not enough data, neutral)
- 50
- 10Ministry of Education36/100
0 live
Live tenders →Create alertWhy this score
- Volume
- 35
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria (not enough data, neutral)
- 50
- Order value (not enough data, neutral)
- 50
Show as table
| Rank | Name | Score | Live bids | Closed in period | Avg bidders per bid | Median winning price (L1) |
|---|---|---|---|---|---|---|
| 1 | Ministry of Finance | 83 | 1 | 21 | — | — |
| 2 | Ministry of Home Affairs | 56 | 0 | 11 | — | — |
| 3 | Ministry of Power | 54 | 0 | 8 | — | — |
| 4 | Ministry of Civil Aviation | 50 | 0 | 5 | — | — |
| 5 | Ministry of Commerce and Industry | 48 | 0 | 4 | 5 | ₹5.1 lakh |
| 6 | Ministry of Housing & Urban Affairs (mohua) | 48 | 0 | 4 | — | — |
| 7 | Ministry of Petroleum and Natural Gas | 48 | 0 | 4 | — | — |
| 8 | Ministry of Mines | 46 | 0 | 3 | — | — |
| 9 | Ministry of Defence | 36 | 0 | 2 | — | — |
| 10 | Ministry of Education | 36 | 0 | 2 | — | — |
- 1Maharashtra79/100
1 live
Live tenders →Create alertWhy this score
- Volume
- 89
- Momentum
- 100
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 2Delhi63/100
0 live
Live tenders →Create alertWhy this score
- Volume
- 100
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 3Karnataka59/100
0 live
Live tenders →Create alertWhy this score
- Volume
- 48
- Momentum
- 100
- Low competition (not enough data, neutral)
- 50
- Easy criteria (not enough data, neutral)
- 50
- Order value (not enough data, neutral)
- 50
- 4Arunachal Pradesh56/100
0 live
Live tenders →Create alertWhy this score
- Volume
- 80
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 5Uttar Pradesh56/100
0 live
Live tenders →Create alertWhy this score
- Volume
- 80
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 6West Bengal53/100
0 live
Live tenders →Create alertWhy this score
- Volume
- 67
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 7Gujarat51/100
0 live
Live tenders →Create alertWhy this score
- Volume
- 62
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 8Haryana51/100
0 live
Live tenders →Create alertWhy this score
- Volume
- 62
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 9Chandigarh49/100
0 live
Live tenders →Create alertWhy this score
- Volume
- 56
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 10Kerala47/100
0 live
Live tenders →Create alertWhy this score
- Volume
- 48
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
Show as table
| Rank | Name | Score | Live bids | Closed in period | Avg bidders per bid | Median winning price (L1) |
|---|---|---|---|---|---|---|
| 1 | Maharashtra | 79 | 1 | 11 | — | — |
| 2 | Delhi | 63 | 0 | 17 | — | — |
| 3 | Karnataka | 59 | 0 | 3 | — | — |
| 4 | Arunachal Pradesh | 56 | 0 | 9 | — | — |
| 5 | Uttar Pradesh | 56 | 0 | 9 | — | — |
| 6 | West Bengal | 53 | 0 | 6 | — | — |
| 7 | Gujarat | 51 | 0 | 5 | — | — |
| 8 | Haryana | 51 | 0 | 5 | — | — |
| 9 | Chandigarh | 49 | 0 | 4 | — | — |
| 10 | Kerala | 47 | 0 | 3 | — | — |
- 1Mumbai79/100
Maharashtra ·1 live
Live tenders →Create alertWhy this score
- Volume
- 88
- Momentum
- 100
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 2Central Delhi63/100
Delhi ·0 live
Live tenders →Create alertWhy this score
- Volume
- 100
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 3Bangalore62/100
Karnataka ·0 live
Live tenders →Create alertWhy this score
- Volume
- 56
- Momentum
- 100
- Low competition (not enough data, neutral)
- 50
- Easy criteria (not enough data, neutral)
- 50
- Order value (not enough data, neutral)
- 50
- 4Gautam Buddha Nagar56/100
Uttar Pradesh ·0 live
Live tenders →Create alertWhy this score
- Volume
- 78
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 5Kolkata54/100
West Bengal ·0 live
Live tenders →Create alertWhy this score
- Volume
- 72
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 6Lohit52/100
Arunachal Pradesh ·0 live
Live tenders →Create alertWhy this score
- Volume
- 65
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 7Chandigarh52/100
Chandigarh ·0 live
Live tenders →Create alertWhy this score
- Volume
- 65
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 8New Delhi49/100
Delhi ·0 live
Live tenders →Create alertWhy this score
- Volume
- 56
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 9Ernakulam49/100
Kerala ·0 live
Live tenders →Create alertWhy this score
- Volume
- 56
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
- 10Lucknow49/100
Uttar Pradesh ·0 live
Live tenders →Create alertWhy this score
- Volume
- 56
- Momentum
- 0
- Low competition (not enough data, neutral)
- 50
- Easy criteria
- 100
- Order value (not enough data, neutral)
- 50
Show as table
| Rank | Name | Score | Live bids | Closed in period | Avg bidders per bid | Median winning price (L1) |
|---|---|---|---|---|---|---|
| 1 | Mumbai | 79 | 1 | 7 | — | — |
| 2 | Central Delhi | 63 | 0 | 11 | — | — |
| 3 | Bangalore | 62 | 0 | 3 | — | — |
| 4 | Gautam Buddha Nagar | 56 | 0 | 6 | — | — |
| 5 | Kolkata | 54 | 0 | 5 | — | — |
| 6 | Lohit | 52 | 0 | 4 | — | — |
| 7 | Chandigarh | 52 | 0 | 4 | — | — |
| 8 | New Delhi | 49 | 0 | 3 | — | — |
| 9 | Ernakulam | 49 | 0 | 3 | — | — |
| 10 | Lucknow | 49 | 0 | 3 | — | — |
How the opportunity score works
Score = Volume 30% + Momentum 20% + Low competition 25% + Easy criteria 15% + Order value 10%. Each part is 0–100; a part without enough data counts as a neutral 50.
- Volume: tenders in the period, compared with the biggest row of the list.
- Momentum: share published in the last 30 days vs the average (100 = twice as fast).
- Low competition: 2 bidders per bid = 100, 15 or more = 0.
- Easy criteria: share of read bid documents with no EMD, an MSE/startup exemption or no turnover/experience criterion.
- Order value: median winning (L1) price, compared with the highest in the list.
Who wins these bids
Top L1 sellers in awarded bids of the period
- 1 wins
1 different sellers won
Winner names are part of the ₹999 plan and the free trial.
See winner namesof 1 awarded bids with the MSE flag
AI business advisor
Get a short plan from these numbers: where to start, whom to sell to, what to prepare and the risks.