GeM order execute karne ke liye funds, bank-bank bhaage bina
Apne order aur business ki details ek baar share karein. Hamari team file taiyaar karne mein madad karti hai aur PO financing, working capital, bank guarantee aur invoice discounting ke liye RBI-regulated lending partners tak pahunchati hai.
Sarkari buyer par bane invoice ke against jaldi payment, payment cycle ka intezaar kiye bina.
Kiske liye
Wo sellers jinhone deliver karke invoice bhej diya hai aur payment ka wait kar rahe hain. MSMEs RBI-authorised TReDS platforms bhi use kar sakte hain, agar buyer wahan onboard ho.
Kaise kaam karta hai
1Aap delivered order aur invoice details share karte hain
2Lender ya platform invoice aur buyer check karta hai
3Approve hone par invoice value ka hissa jaldi mil jaata hai
4Baaki buyer ke payment par settle hota hai
Aam taur par maange jaane wale documents
☐Invoice aur delivery / acceptance proof (jaise GeM par CRAC)
2 minute ka form bharein: product, order details, turnover aur contact.
2
Hum call karte hain
Hamari team requirement samajhti hai aur batati hai kaunse documents taiyaar rakhne hain.
3
Lender se introduction
Aapki consent se file ek suitable RBI-regulated lending partner ke saath share hoti hai.
4
Faisla lender ka
Lender assess karta hai, aur approve kare to offer aur terms seedhe aapse share karta hai.
Ye documents taiyaar rakhein
Zyaadatar lenders lagbhag yahi basic set maangte hain. Pehle se taiyaar rakhne se pehli call bahut tez ho jaati hai.
✓GST registration aur recent GST returns
✓Udyam (MSME) registration certificate
✓Business aur promoters ka PAN aur KYC
✓Pichhle 6–12 mahine ke bank statements
✓Pichhle 2–3 saal ke ITR / financial statements
✓GeM contract, work order ya bid document (agar ho)
Quick check: aapke liye kya fit ho sakta hai?
Teen sawaal ke jawaab dein. Ye sirf indicative guidance hai — ye offer ya approval nahi hai, aur koi amount promise nahi kiya jaata.
Tender finance ke liye apply karein
3 chhote steps. Hamari team working days mein call back karti hai.
Aksar puchhe jaane wale sawaal
Kya Mitra bank ya NBFC hai?
Nahi. Mitra ek GeM tender information platform hai. Finance ke liye hum sirf aapki requirement lete hain aur aapki consent se RBI-regulated lending partners se introduce karte hain. Loan agreement hamesha aapke aur lender ke beech hota hai.
Interest rate kitna milega?
Mitra interest rate, fees ya limit tay ya promise nahi karta. Lender aapki profile, documents aur apni policy ke hisaab se tay karta hai, aur kuch bhi sign karne se pehle aapko batata hai.
Kya approval guaranteed hai?
Nahi. Har application lender ke checks aur approval par depend karti hai. Kuch applications reject bhi hoti hain. Mitra loan "guarantee" karne ke liye kabhi payment nahi maangta — koi maange to report karein.
Kya GeM order par loan mil sakta hai?
Kuch lenders confirm sarkari orders par purchase-order ya contract financing dete hain. Aapko milega ya nahi ye order, buyer, aapke track record aur lender ki policy par depend karta hai.
ePBG aur EMD support kya hai?
Kai GeM bids aur contracts mein Earnest Money Deposit (agar exempt nahi hain) ya performance security maangi jaati hai, aksar e-bank guarantee ke roop mein. Bank guarantee facility se aap poora amount cash mein block kiye bina ye de sakte hain. Exact percentage bid document mein likha hota hai.
TReDS kya hai?
TReDS (Trade Receivables Discounting System) platforms RBI se authorised hain, jahan MSMEs eligible buyers (kuch sarkari bodies aur PSUs bhi) par bane invoices discount kar sakte hain. Ye tabhi kaam karta hai jab aapka buyer platform par onboard ho.
Apply karne ke liye paid Mitra plan chahiye?
Nahi. Koi bhi is page se finance requirement share kar sakta hai, Mitra account ho ya na ho.
Meri details kaun dekhta hai?
Mitra ki team, aur wo lending partner(s) jinse hum aapko introduce karte hain — sirf form mein aapki consent ke baad. Hum aapka data bechte nahi hain.
Zaroori jaankari
Mitra ek facilitator hai. Loan, bank guarantee aur invoice discounting RBI-regulated lenders aur platforms dete hain, unke eligibility checks, approval aur terms ke hisaab se.
Mitra loan nahi deta, aapka paisa hold nahi karta aur koi interest rate, amount ya approval promise nahi karta.
Is page par di gayi jaankari, quick check samet, general information hai — financial advice ya offer nahi.