MMitraTender

GeM payment kaise hota hai: delivery se CRAC se bank tak

GeM par payment ki chain aasaan bhasha mein: delivery, PRC, inspection, CRAC, bill, DDO aur PFMS — der aam taur par kahan hoti hai aur follow-up kaise karein.

Payment chain ek line mein

Delivery → provisional receipt (PRC) → inspection aur acceptance → CRAC → bill → paying authority se payment. GeM par payment portal ke inhi steps se chalta hai, isliye order chain mein kahan hai, yeh jaan kar pata chalta hai ki kisse follow-up karna hai.

Step 1: delivery aur PRC

Contract ke har consignee ko delivery period ke andar invoice aur delivery challan ke saath deliver karein. Consignee GeM par Provisional Receipt Certificate (PRC) dekar receipt confirm karta hai. PRC acceptance nahi hai — yeh sirf darj karta hai ki maal pahuncha aur inspection baaki hai. Kaagaz par signed, dated receipt bhi lein; baad ke vivad isi se suljhte hain.

Step 2: inspection aur CRAC

Consignee (ya contract mein ho to inspecting authority) quantity, quality aur jahan laagu ho installation check karta hai. Sab theek ho to consignee GeM par Consignee Receipt and Acceptance Certificate (CRAC) jaari karta hai. Kuch reject ho to kaaran darj hote hain aur aapko badalna ya theek karna hoga. Payment ke liye CRAC sabse zaroori kadam hai: CRAC nahi, to bill nahi.

Step 3: bill aur payment

CRAC ke baad order ka bill GeM par banta/submit hota hai aur buyer ki paying authority — aksar Drawing and Disbursing Officer (DDO) — ke paas jaata hai. Central government buyers aam taur par PFMS se payment karte hain; state governments, PSU aur doosre apne systems use karte hain. Late delivery ki penalty ho to contract ke hisaab se kat-ti hai. GeM par bank details validated rakhein, payment wahin jaata hai.

Kitna time lagna chahiye

GeM ki shartein buyers ke liye CRAC dene aur uske baad payment karne ki samay seema tay karti hain, aur GeM der par nazar rakhta hai. Exact din GeM ki current shartein aur aapke contract mein hain, wahin check karein. MSE ke liye MSMED Act bhi buyer ke late payment se suraksha deta hai, aur late payment ka case MSME Samadhaan portal par daala ja sakta hai.

Der aam taur par kahan hoti hai — aur kya karein

  • ✓CRAC pending: contract number aur delivery saboot ke saath consignee se follow-up
  • ✓Inspection mein rejection ya kami: jaldi theek karein aur naya CRAC maangein
  • ✓Bill paying authority ke paas pending: contract number, CRAC date aur bill details ke saath buyer ko likhein
  • ✓Bank details validated nahi: bill process hone se pehle GeM par theek karein
  • ✓Phir bhi na suljhe: order ke liye GeM ka grievance/incident mechanism use karein

Working capital ka plan karein

Process theek chale tab bhi stock kharidne aur payment milne ke beech gap rehta hai — delivery, inspection, CRAC aur payment sab mein time lagta hai. Yeh kharcha bid price mein jodein, khaas kar bade multi-consignee orders mein jahan har consignee ka CRAC alag samay par aa sakta hai.

Live tenders dekhein

Aksar poochhe jaane wale sawaal

GeM par CRAC kya hai?

CRAC (Consignee Receipt and Acceptance Certificate) consignee GeM par saaman ya service milne aur accept hone ke baad jaari karta hai. Bill aur payment process iske baad shuru hota hai.

GeM par payment kaun karta hai?

Buyer ki paying authority, aksar DDO, sarkari payment system se — kai central government buyers ke liye PFMS, states aur PSU ke liye doosre systems. GeM khud apne fund se seller ko payment nahi karta.

GeM payment late ho to kya karein?

Atka hua step dhoondhein (CRAC, bill ya payment), contract details ke saath consignee ya paying authority se follow-up karein, aur zaroorat ho to GeM grievance mechanism use karein. MSE MSME Samadhaan portal par bhi ja sakte hain.

Payment har consignee ka alag milta hai ya poore order ka?

Payment aam taur par har consignee ke acceptance aur bill ke baad hota hai, isliye kai consignee wale contract mein payment tukdon mein aa sakta hai.

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